Blog Posts

By Jessica Searcy Kmetty

Estate Planning looks different for parents who have a child with special needs.

The Life Plan

For many, Estate Planning involves directing assets to be disbursed in a way that benefits those we leave behind. You might have a simple Will or you might create a Trust to have more flexibility. If you have a child with special needs, your estate plan may be designed to provide for their needs without disqualifying them from government benefits.

Taking care of the formalities are essential, but as a parent, how can you be assured that your child will lead as full and complete a life as possible after you die?

By Marc Shaffer

Congratulations! Your child has received a scholarship and now you’re probably wondering how this will factor into your 529 Plan.

By Jessica Searcy Kmetty

Whether you’re talking about finances as a couple, as a family, or with a financial advisor, the situation can feel uncomfortable and vulnerable.

Chances are, finances weren’t talked about in your house growing up. For many, discussing such things was considered taboo, so it’s hard to start a conversation now about something you just don’t have experience talking about.

But, staying quiet about finances could hurt you.

By Jessica Searcy Kmetty

Finding a great job is not always easy, and it can be even harder for a parent who is juggling responsibilities of caring for a child with special needs.

In the 2019/2020 school year, there were 7.28 million disabled 3 to 21 year olds in the United States who were covered by the Individuals with Disabilities Education Act (IDEA). According to the US Census Bureau Report, 2 in 7 households report having at least one member with a disability and one in every 26 American families reported raising a child with a disability.

With regulations in place prohibiting employers from asking certain interview or health-related questions, you may wonder how much information you should openly share with an employer or a perspective employer.

As a business owner, your business is an important piece of your financial plan. It may also be one of the assets that requires your most attention, and there are many ways in which you must work to protect your business. One area that can be overlooked is insuring your business against cyber liability.

Is your business protected?