Blog Posts

By Ryan Brooke

The topic of Bitcoin and other cryptocurrencies has come up more recently in meetings with clients, friends and family who want to know, “what is all the buzz about?”

Retirement can hit you like a brick wall if you let it. Without any planning and envisioning of your ideal retirement, you might be thrust into a new phase of life that leaves you feeling uneasy and unneeded. However, if you take some time to envision what an ideal retirement looks like to you, you may be much better prepared for this new phase of life. If you are nearing retirement, think about these questions:

When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration (SSA) estimates that today’s average 65-year-old woman will live to age 86½. Given these projections, it appears that a retirement of 20 years or longer might be in your future.

Are you prepared for a 20-year retirement?

How about a 30-year or even 40-year retirement? Don’t laugh; it could happen. The Society of Actuaries predicts that an average healthy woman that reaches age 65 has a 44% chance of living past 90, and a 22% chance of living to be older than 95.

Are you confused as to what documents to keep in your files? Records relating to tax and legal matters, healthcare issues, assets and liabilities, as well as other important transactions should be kept in case they are needed in the future.

By Marc C. Shaffer

As a financial advisor, I always have principles of financial investing in the front of my mind, but I love to take those principles and apply them to other areas of life. That might include investing in health, people, experiences, career development or something else, but the principles can translate very well. You set goals, make plans, get started and adjust along the way.

In what ways are you investing in your life? In what ways are you avoiding making investments in your life?